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Your insurance company may cover from 70–100% of routine preventative care and from 40–70% of major services based on the plan's pre-established maximum fee allowance. This allowance varies from carrier to carrier.
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It is important that you familiarize yourself with your specific plan in order to determine what portion the insurance company will pay and what portion you are responsible for.
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We ask that the estimated patient portion be paid at the time of service. Our Insurance department can help you estimate your insurance coverage for your specific treatment.
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When your policy says it covers 100% of "usual and customary" it means it pays the amount the insurance company has calculated that a procedure or service costs based on market surveys. It doesn't mean that it covers 100% of what a dental provider actually charges.
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We have consciously chosen to provide high-quality dental care to our patients and have carefully calculated what our fees should be to offer that level of care. To lower our fees would require us to lower the quality of care we provide. We do not see that as an option. |
We know how important dental insurance benefits are to our patients, and we also know how complicated it can be to sort out benefits and coverage. We take great pride in the knowledge and efficiency of our office staff in working with insurance providers.
